Medical Insurance at Mathcamp
All Mathcamp staff and students are required to carry medical insurance for the entire duration of camp.
Students whose regular insurance does not cover them at camp (including all students from outside the US) must purchase travel medical insurance. This should cost around $35-$40 for US residents and $45-$50 for non-US residents. It can be purchased online or from most travel agents.
Important: Travel medical insurance must be bought before you leave home! You cannot purchase it once you are at Mathcamp.
Instructions for purchasing medical insurance online
Everyone: Start by filling out this form. (The link will open in a new tab or window, so that you can refer back to these instructions.)
- For: select All Plans.
- Trip Cost: put $0. (You're only interested in the medical insurance, not trip cancellation insurance.)
- Primary Destination: choose "United States - Continental".
- Departure Date: enter the date one which you will depart for your trip to Mathcamp.
- Return Date: make it a day or two later than your actual return date, in case you're delayed for some reason.
- Traveler Ages: enter your current age in the first box.
- Residence: choose your state or province. International students, choose "other".
- Citizenship: choose your country of citizenship.
- Initial Trip Payment: you may leave blank.
- Click on "Quote".
US residents:
- On the next page, you'll get a list of different insurance policies that you are eligible for. The costs will differ depending on where you live and what the policies cover; you want to select a policy that is either solely medical coverage or a package of travel and medical insurance. (The latter may, surprisingly, be cheaper.) The cheapest option is likely to be "My Travel Guard (Package)" from Travel Guard Chartis for around $32. Click "View."
- On the popup window, click "Full Details" to see the plan terms: this (somewhat dense) language tells you exactly what you're buying. First, verify your eligibility: some policies have age restrictions (over 15, for example); others restrict the distance of the travel destination from the traveler's home (more than 24 hours away, for example). Second, verify that your medical coverage is $10,000 with a $50 deductible. For a few extra dollars, you can upgrage this to $50,000 with no deductible, by checking a box at the bottom of the popup window ("Medical expense upgrade, $50,000 secondary"). Whether you want to do this is up to you. When you are satisfied with the plan you have selected, click on "Buy".
- Fill in all the necessary information and pay by credit card. Your insurance information will be emailed to you. Print out all the information and bring with you to camp, and be sure to fill in the policy information on the Mathcamp registration page.
Canadian residents:
- On the next page, you'll get a list of different insurance policies that you are eligible for: you are looking for a policy in "Emergency Medical Travel Policies" or "Package Policies". The costs may differ depending on where you live, but the cheapest one will probably be "Travel Guard: Essential Medical" for under $50. Both of these plans will cover you for up to $2,000,000, provided that you are covered by GHIP in Canada. Choose a plan and click "View"; then click on the link to Plan Name and Terms (such as "Essential Medical") to view the specific terms of the agreement. Be sure to verify that your trip would be covered; some policies have fancy exceptions, like excluding trips which start outside of Canada. When you are satisfied with your choice of plan, click on "Buy".
- Fill in all the necessary information and pay by credit card. Your insurance information will be emailed to you. Print out all the information and bring with you to camp, and be sure to fill in the policy information on the Mathcamp registration page.
International students:
- On the next page, you'll get a list of different insurance policies that you are eligible for. Choose the cheapest policies that cover medical expenses (probably "Patriot America", for under $50). Click "View" to see the details of each policy. On the popup window, click "Full Details" to see the plan terms: this (somewhat dense) language tells you exactly what you're buying. First, verify your eligibility; then look at exactly what costs the plan will cover. Most policies will make you pay the first $250 of any medical expenses yourself ("deductible"). They will then pay 80% of the first $5000, and 100% beyond that, up to a maximum of $50,000. For a few extra dollars, you can decrease the deductible to $100 or $0 by checking a box at the bottom of the popup window. (This is optional.) When you are satisfied with your choice of plan, click on "Buy".
- Fill in all the necessary information and pay by credit card. Your insurance information will be emailed to you. Print out all the information and bring with you to camp, and be sure to fill in the policy information on the Mathcamp registration page.
